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Thorough estate planning 'one of the most loving things': financial planner

Thorough estate planning 'one of the most loving things': financial planner

What does it matter if I'm going to be dead anyway? It's a comment sometimes heard by Julia Chung, an advice-only financial planner at Spring Planning in Vancouver. Her retort: "It isn't about you. It's about the people that you leave behind.
U.S. trade, geopolitics top financial concerns among Canadians: HOOPP survey

U.S. trade, geopolitics top financial concerns among Canadians: HOOPP survey

TORONTO — A new survey finds geopolitical instability and U.S. trade tensions are top sources of financial concern for Canadians, and even impacting retirement planning for some.
Canadians give themselves a C grade in AI skills, TD survey shows

Canadians give themselves a C grade in AI skills, TD survey shows

A new survey from Toronto-Dominion Bank shows Canadians may be more adept with AI than they believe, with lower levels of trust and familiarity potentially holding them back.
Young grads face a tough job market. Here's how to make your way in

Young grads face a tough job market. Here's how to make your way in

A slowing job market and economic uncertainty have made it harder for new graduates to get their foot in the door.
Aimia reaches settlement deal with the Canada Revenue Agency, expects $27M refund

Aimia reaches settlement deal with the Canada Revenue Agency, expects $27M refund

TORONTO — Aimia Inc. says it has reached a settlement with the Canada Revenue Agency and expects a refund of about $27 million in connection with a 2013 income tax audit of former subsidiary Aeroplan Inc.
'An underlying epidemic': Elder financial abuse on the rise as population ages

'An underlying epidemic': Elder financial abuse on the rise as population ages

As Canada's population ages, it's been estimated that over $1.1 trillion in assets is on the move from baby boomers to gen X and millennials as part of "the great wealth transfer.
Want to crush your debt? Financial experts suggest trying a money crash diet

Want to crush your debt? Financial experts suggest trying a money crash diet

Crash diets are extreme and unhealthy, but the financial version might actually make sense. Scott Terrio recommends them to his clients sometimes, as manager of consumer insolvency for Hoyes, Michalos & Associates Licensed Insolvency Trustees.
Many homeowners plan to rein in spending as mortgage payments rise upon renewal: TD

Many homeowners plan to rein in spending as mortgage payments rise upon renewal: TD

TORONTO — Nearly half of homeowners facing a mortgage renewal in the next year expect their monthly payments to go up — with many anticipating having to adjust their budget to keep up with the higher cost, a survey published on Thursday shows.
Got extra cash? Here's when experts say it's best to make a lump-sum mortgage payment

Got extra cash? Here's when experts say it's best to make a lump-sum mortgage payment

Being mortgage free can seem like a distant goal when the outstanding balance is in the hundreds of thousands of dollars and most of your regular payments are going toward paying interest.
Think you can't negotiate work benefits? You can if you get creative, experts say

Think you can't negotiate work benefits? You can if you get creative, experts say

Not all workplace benefits plans are created equal. Experts say it's important to understand what's in the plan before signing a contract at a new job, and whether there's room to negotiate some extra perks better tailored to your life.
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